Experience the ultimate financial advantage with an incredible 3.125% assumable loan in the highly sought-after Western Ridge neighborhood. This 4-bedroom, 2.5-bath home is USDA eligible for those who qualify and is perfectly situated in the Madison Crossing and Germantown school district, just a short walk from the neighborhood pool and park. Step inside to find a freshly painted interior featuring stunning hardwood flooring throughout the main living areas and an open floor concept designed for modern living. The massive kitchen is a chef's dream, boasting sprawling granite countertops and a huge walk-in pantry. Smart home features include a Vivint security system and an Ecobee thermostat, both easily controlled from your phone. The master suite offers a genius layout with a large walk-in closet that connects directly to the laundry room, which flows into a dedicated mudroom area by the back door. Outside, your private oasis awaits with a custom gazebo and a dedicated fire pit area, all visible from the beautiful drone views of this spacious lot. This home combines unbeatable monthly savings and zero-down payment potential for qualified buyers with a luxury lifestyle in one of the area's premier locations.