Welcome to 37 Chapel Hill Road -- where coastal living meets refined comfort in one of Bay St. Louis's most sought-after communities. This beautifully appointed two-story patio home offers 1,925 sq ft of thoughtfully designed living space, featuring three bedrooms, two full baths, and finishes that define the Chapel Hill standard. Rich hardwood floors, soaring ceilings with crown molding, and an abundance of natural light create a warm, welcoming atmosphere from the moment you step through the brick-floored entry. The chef's kitchen is a true centerpiece -- granite countertops, stainless appliances including a gas range with professional hood, double-basin island sink, wine rack, and an open layout that flows directly into the dining area and the screened porch beyond, where views of the beautifully maintained commons, gazebo, and the lovely signature chapel await. The third bedroom is a standout -- a versatile ground-floor suite with full-sized closets and a built-in bed that opens directly onto the paver patio and common area beyond. Perfect as a guest room for overnight visitors, home office, studio, or private retreat, it adapts effortlessly to whatever the next owner envisions. The patio offers its own framed view of the chapel and the lush HOA-maintained grounds. Two distinct living spaces offer flexibility for entertaining, relaxing, or working from home, all within a community impeccably presented at just $150/month. Situated in Flood Zone X -- no mandatory flood insurance -- with a metal roof, HardiPlank fiber cement siding, and 2014 construction, this home is built for durability and peace of mind on the Mississippi Gulf Coast. All of this just a golf cart ride from the yacht harbor, restaurants, art galleries, shops, and waterfront of downtown Bay St. Louis. Appointment required. Lockbox on carport door. Call listing agent.